10 Years of US Expansion Excellence
Your trusted partner in US expansion since 2015. Celebrate with us and save 10% on selected services.
Secure your
US Bank Account
Quickly & Confidently
Foothold America has partnered with the most chosen online banking providers for international companies in the US – Mercuryâ„¢ and Revolutâ„¢.Â
Post-Covid banking restrictions have made it nearly impossible for foreign entities to open US bank accounts through traditional channels. We’ve partnered with Revolutâ„¢ and Mercuryâ„¢ to provide you with reliable online banking solutions.
Starting your market entry with an online US bank account that’s FDIC insured is the best way to transact business quickly. Â
How is online banking perceived in the US ?
U.S. businesses increasingly view companies that use online bank accounts as modern, efficient, and forward-thinking. These digital banking solutions demonstrate a company’s commitment to speed, convenience, and innovation—traits that align well with the fast-paced nature of the U.S. market.
Online bank accounts enable smoother transactions, faster payments, and improved financial transparency, all of which help build trust and streamline collaboration. As digital finance becomes the norm, working with companies that leverage these tools signals professionalism and adaptability—qualities that U.S. partners value highly.
Available Banking Options
Ready to Open Your US Bank Account?
Partner with trusted, vetted banks that make cross-border setup fast, secure, and hassle-free. Choose your preferred partner below and start your application today.
US BANK ACCOUNT
We connect you with trusted
banking partners.
Fast onboarding
Online banking is meant to be easy; however, a cross-border setup requires some local insight. We provide this for you to make your online setup a breeze.
Virtual Offices Accepted
Some banks frown upon virtual office addresses. Foothold America’s virtual office locations qualify as physical addresses and are accepted by our banking partners.
Dedicated support
Our banking partners offer dedicated support to Foothold America clients. Our Client Service Team is available for some banking escalations.
Client incentives
We’ve negotiated special setup incentives for you. Find out more when you apply with the links on this page.
Flexible packages to grow with you
Our banking partners offer comprehensive service when you need it, such as interest-generating accounts, merchant services, and lending.
Banker introductions
If an online bank isn’t for you, Foothold America will introduce you to our traditional banking partners in NY. Minimum monthly balances, in-person visits, or some US ownership may apply.
US Business Banking
Is Online Banking right for you?
You need a US bank account quickly.
You don't plan to be in the US to open a traditional bank account.
You want to minimize banking fees and currency exchange rates.
You have basic banking requirements.
You want to integrate with your accounting software.
You don't frequently require cash withdrawals from a physical bank or ATM.
CLIENT TESTIMONIALS
Find out what our clients say about Foothold America
Operation Manager, Network Security Company
Managing Director, UK Biotech Company
CEO, Belgium Manufacturing Company
US business services quick, compliant, and hassle-free.
Compare Our Online Banking Options
Mercuryâ„¢
2017
San Francisco, California
USA
200,000
$20 B USD
Choice Financial Group
(Member FDIC)
$0
$0 Basic
$29.90/mo Grow*
$299/mo Scale*
$0
unlimited
$15 for transfers in USD
1% for non-USD transfers
Two free
15%
Grow & Scale Accounts
Revolutâ„¢
2015
London
UK
52.5 M
$18.2 B USD
Lead BankÂ
(Member FDIC)
$0
$10/mo Basic*
$40/mo Plus*
$140/mo Pro*
10 free per month
$5.00 – Basic
5 free, $5.00 – Plus
1,000 free, $0.20 – Pro
Two free
15%
Pro & Plus Accounts
Monthly transactions are unlimited!
Start online then move to a traditional bank, if desired.
HOW IT WORKS
Set up your US business bank account
in less than 30 minutes!
Determine your eligibility
- Citizenship or residency in a supported country*
- Fully incorporated US business entity that is not operating in the public sector and is not operating in an unallowable industry**
Supply personal details
- Full name, date of birth, nationality, email address and phone number
- Proof of residential address in a supported country*
- Photo or video ID verification required
Verify your business information
- Certificate or registration of your US entity
- Description and proof of business activities
- The estimated verification time is 24 hours to five business days
Verify your US operating address
- Must be a physical location
- ALL Foothold America US virtual office address are accepted
- US residential addresses are accepted
- PO boxes and many virtual offices are NOT acceptedÂ
Â
* Supported countries: Aland Islands (Finland), Australia, Austria, Azores (Portugal), Belgium, Brazil, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, India. Ireland, Israel, Italy, Japan, Latvia, Liechtenstein, Lithuania, Madeira (Portugal), Malta, Mayotte (France), Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Spain, Sweden, United Kingdom, United States.
**Unallowable industries: Armaments, nuclear, weapons, or defence manufacturers, Adult entertainment and pornography, Auction houses, Cannabinoids (THC, CBD, CBN), Chemicals and allied products not elsewhere classified, Crowdfunding platforms, Cryptocurrency firms, Consulates, Dating escort services, Diplomatic offices, Gambling, Embassies, Equity funds, mutual funds, and other investment funds, Fake goods and counterfeit consumer products, Fine art dealers, Foundations, Funds (including venture capital funds), Interest on Lawyers Trust Accounts (IOLTAs), Non-profit organisations, Pawnbrokers, Pension schemes, Political organisations and institutions, Precious metals and stone dealers, Quasi-cash merchants, Religious organisations, Registered and unregistered charities, Secondhand car dealers, Secondhand heavy construction equipment dealers, Special purpose vehicles (SPVs) and special purpose entities (SPEs), Streaming companies, Trusts, Video game arcade, Unregulated FX businesses, Unregulated loan businesses, Unregulated money services businesses, Unregulated remittance businesses
Your Next Step to Doing Business in the US
Starts Here
Select the banking partner that fits your needs best and let us guide you through a smooth, fully online setup.
LET'S GET READY!
Compare Services
Compare our online banking options to find the best fit for your business. Review our detailed comparison of Mercuryâ„¢ and Revolutâ„¢ features, including monthly fees, transaction limits, wire transfer costs, and multi-currency capabilities. Both Mercuryâ„¢ and Revolutâ„¢ offer different pricing tiers designed to scale with your business growth. Mercuryâ„¢ offers three account levels (Basic, Grow, Scale) with varying monthly fees and features, while Revolutâ„¢ provides Basic, Plus, and Pro options with different transaction allowances. Consider factors like your expected transaction volume, international transfer needs, and whether you require multiple currency accounts when making your decision.
FAST ONBOARDING
Prepare your Documents
Prepare your Documents for a smooth application process. Gather essential business documentation including your business registration certificates, articles of incorporation, and proof of business address. You’ll also need identification documents for all authorized account signers and beneficial owners. Both Mercuryâ„¢ and Revolutâ„¢ have streamlined their documentation requirements specifically for international businesses, making the process more straightforward than traditional US banks. Having your documentation organized and ready ensures faster account setup, approval, and helps avoid delays in the application process.
START US BUSINESS BANKING TODAY!
Apply Online
Apply Online in less than 30 minutes through our trusted banking partners Mercuryâ„¢ and Revolutâ„¢. Complete your entire application digitally through our secure partnership portals without needing to visit a physical branch. The streamlined online process is specifically designed for international businesses expanding to the US market. Our established partnerships with these leading fintech banks mean you benefit from dedicated support throughout the application process, often with faster approval times than applying independently. The digital-first approach allows you to start your US banking relationship from anywhere in the world.
YOU'RE ON YOUR WAY
Start Transacting
Start Transacting immediately once your account is approved and begin conducting full US business operations. Process ACH transfers, set up direct deposits for employees, issue company debit cards to your team, and handle both domestic and international wire transfers. Both banking partners provide robust online platforms and mobile apps for managing your finances on the go. With full FDIC insurance protection through their partner banks, you can confidently manage cash flow, process vendor payments, and handle payroll operations as you establish and grow your US market presence.
Expand to the US without leaving your office
Access useful guidance, speak to one of our US Expansion Advisors, get a quote, sign a contract, and launch your company in the USA – all in just a few clicks.
Median household income
for five popular US states
States with the lowest
median household income
1. Maryland
1. Mississippi
$41,754
2. New Jersey
$76,126
$43,485
$75,297
$62,909
5. Alabama
$45,146
CLIENT REVIEWS
Since 2015, hundreds of businesses have put their trust in Foothold America.
"Foothold America was able to get things done for us very quickly. They made life easier for us and worked with us to make sure staff were looked after and that we were able to get up and running."
Operations Manager, UK Network Security Company
"We needed to access the US market to maximize our potential for growth. We selected our employee and Foothold America managed the payroll and payroll taxes, benefits, taxes and other employee logistics, enabling us to avoid dealing with the bureaucratic maze of employing someone in the US."
CEO, Belgium Manufacturing Company
"Foothold America was instrumental in helping my UK company employ field applications sales people in the US without having to set up a US subsidiary, which is the usual route for foreign companies. Foothold America facilitated this by employing the people we had chosen and handling all the employment, terms, salaries, taxes, social costs etc. They then billed us monthly for these costs plus a reasonable service charge. As a result, we were able get going very quickly with our own people in the USA and at a much lower cost base."
CEO, UK Biotech Company
"I couldn’t manage our US subsidiary without Foothold America. Our small HR department isn’t equipped with the knowledge or staff to handle our US employees. I could end my workday in the UK knowing Foothold America would take care of everything in the US."
Head of HR, UK financial services firm
"We currently use Foothold America's Employer of Record Service and plan to move to their People Partnership Service when we set up an entity in the coming months. It’s great knowing we can work with one partner through various stages of our growth."
CMO, Norway IT company
"We started US expansion on our own and soon after, we stumbled over employee benefits leaving our expat staff and families without healthcare insurance. It was a huge risk for them and our company. Foothold America came in and got us sorted. They’ve been taking care of us ever since."
Sr. People Partner, UK software company
WHO WE ARE
We're real people. Not just platforms.
Our team of experts has the knowledge and expertise to help you navigate the legal and administrative maze of doing business in the US.
Joanne M. Farquharson
US entrepreneur with 30 years experience in advising small and medium-sized businesses in employee benefits, insurance, labor law compliance, and risk management. Joanne has a passion for growing small companies and helping business owners actualize their goals.
Geanice Barganier
Experienced Global Management leader with over 15 years of professional services and consulting experience. Highly knowledgeable in Human Resources, Employee Relations, Global Operations and Outsourcing. Strong Compliance background experience with employee contracts and US & Global Immigration.
Rosalynn Core
Seasoned, determined, and highly accomplished executive professional with extensive experience spearheading financial services, managing business operations, monitoring performance indicators, and delivering high-quality strategic business support to drive exponential revenue growth for top-tier companies.
Laurie Spicer
Over 25 years of experience doing business in North American, European, and Asian markets, including seven years as an International Trade Advisor with a primary focus and specialism on the complexity of the US market.
Angelique Soulet-Bangurah, PHR
Angelique takes pride in providing client solutions, using more than seven years of experience as an HR Generalist with a vast knowledge of onboarding, employee relations and overall HR operations. She’s certified by the HR Certification Institute as a Professional in Human Resources (PHR).
Robert R. Esquijarosa
Experienced HR & Client Success professional with a demonstrated 15-year history of working in employee relations, payroll & benefits administration, compliance, and recruitment within multiple industries throughout the US and UK.
Jisselle Douglas
Jisselle oversees and optimises the organisation’s key business strategies and operational workflows. With a strong focus on process efficiency and innovation, Jisselle leads cross-functional projects to drive continuous improvement, ensuring that all processes align with the company’s long-term goals and objectives. With a background in business process management and operational excellence, Jisselle brings a wealth of expertise in streamlining operations and fostering strategic initiatives that enhance overall business performance.
Jamie Neill
With 19+ years of experience, this seasoned specialist in US Human Resources brings a wealth of expertise to the table. Highly skilled in various areas, including benefits management, talent acquisition, employee performance improvement, workforce planning and development, as well as the effective deployment of HRIS systems and process enhancements, Jamie has a proven track record of successfully driving HR strategies and initiatives. Jamie’s comprehensive knowledge and hands-on experience make her an invaluable asset in navigating the complex US HR landscape.
Natalie Gombalova
This conversion-minded marketer is responsible for strategizing, planning and creating high-calibre content for our website visitor’s digital experience. With over seven years in marketing, Natalie specialises in PPC, SEO, emerging trends, and customer behavioural insights that help clients find the best solutions for their business needs.
Liz Gamarra
Liz’s experience as an accountant spans two decades; during which time she has worked with individuals, businesses, and organizations within industries such as Tax, Automotive and Electric. Liz has also worked on various business consulting projects, including bookkeeping and financial analysis. A proactive and detail-orientated employee, Liz has worked in AR, AP and financial reporting and is considered an expert in tax planning and compliance.
Robert Johnson
Robert is the Co-founder of several successful US and UK life science companies. He serves as the Board Chair of Foothold America influencing the direction of the company.
RESOURCES
FAQ’s
Get answers to all your questions and take the first step towards a US business expansion.
Our services include accounting software setup and walk-through, bank and credit card account reconciliations, chart of accounts review, email support, and US payroll reconciliation review. We offer four service tiers (Starter, Basic, Plus, Premium) based on transaction volumes and number of accounts.
Yes, we provide expert US GAAP compliance for consistent financial reporting and defensible accounts. We can also provide IFRS specialists if needed.
We offer fast onboarding and can onboard directly after the bank is set up to capture every US transaction. Our multi-country-capable in-house accounting team developed our services with international companies in mind.
While we call our services bookkeeping, they are executed by seasoned accountants who don’t just enter data but bring a comprehensive understanding of accounting principles to your accounts. We help you avoid costly mistakes and keep your IRS filings clean.
Yes, we offer flexible packages from a few transactions per month to full financial account management. Within the 12-month contract, we provide quarterly reviews to determine whether you need a higher or lower service package.
We’ll ask you to provide three months of key financial statements and documents: income statement, balance sheet, bank and credit card statements, and balance sheet schedules (prepaids, depreciation, amortization, loans, etc).
Yes, Foothold America extends specialized bookkeeping services to clients with US entities for whom we concurrently provide People or Business Services solutions. Many clients leverage our comprehensive service portfolio with seamless internal coordination.
Our accounting team maintains a proactive approach to regulatory compliance through continuous professional development and ongoing monitoring of industry changes. We systematically track updates to accounting regulations and standards to ensure our practices remain current and compliant.
Confidentiality is a cornerstone of our operations at Foothold America. Our accounting team strictly adheres to data protection laws and industry-specific regulations, implementing robust security measures to safeguard all sensitive financial information entrusted to us.
Â
Our experienced accounting team at Foothold America employs comprehensive verification techniques and proactive quality control measures. We have established systematic review processes and cross-checking procedures to maintain the highest standards of accuracy in all bookkeeping operations.
Â
GET IN TOUCH
Contact Us
The US market is waiting. Hire top talent now with our advanced EOR service.
Global HQ
68 Harrison Avenue 6th Floor Boston, MA 02111 (617) 702-3402